I would like the ability to set a budget per organization (which automatically applies to its nested chapters), that will automatically switch the billing from the root organization to the organization's payment method on file. If no payment method exists, all outgoing emails, texts, and calls are stopped from being sent unless a root admin increases the organization's budget, or a payment method is added.

When an organization approaches their budget's warning threshold, root admins are emailed to increase the budget and local admins are emailed to add a payment method on file.

The use case is that every DSA chapter has a set amount of money we allocate for them to spend on texts, calls, and emails. After they go over their usage, we need to increase their budget (which is charged to the root organization's payment method) or make the local organization pay for their usage.